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of payments experts the private-sector payments industry on the one hand, and the academic, research, and policymaking … second conference was learning more about the numerous consumer payments data sources that are available but which are not … sessions on payment card loyalty programs and the transition from cash to electronic payments were informative and stimulated …
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Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008 …
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Since the mid-1990s, the U.S. payment system has been undergoing a transformation featuring a significant decline in the use of paper checks that has been quite uneven across consumers and not well understood. This paper estimates econometric models of consumers’ adoption (extensive margin)...
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Consumer payments in the United States gradually have been shifting away from paper checks for the past several years …. Cash use has declined as well, although at a much slower pace. As the number of check payments has decreased, those … payments have been replaced with electronic and card payments. However, the transition from paper to electronic and card …
Persistent link: https://www.econbiz.de/10012581421
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers but data available to gauge the degree of competition is quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013072776
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers, but data available to gauge the degree of competition are quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013082219