Bank credit policies in Nigeria are very critical for some reasons. One bank credit is the oil on the wheel of economic growth. Two there is strong empirical evidence that the development of sound financial markets and institutions has significant relationships with long term economic growth....

Giving employees' responsibility provides the window for job autonomy and encourages better performance. A major first step in effective delegation is effective leadership which is also fundamental to overall organizational performance. Delegation is necessary for employee performance because it...

The survey research design was adopted, and the study was specifically designed to evaluate the challenges of bank-credit among SMEs in Nigeria and make recommendations. Both the questionnaire and personal interview methods were used to generate data. Data generated were coded and analyzed...

Career management through corporate education is imperative to the survival of any organization due to the rapid changes in the global economy where business is knowledge-driven. Corporate education emphasizes management strategies and mechanisms for management control, co-ordination,...

Huge nonperforming loans portfolio erodes the ability of banks to make profits. In the 1990s and beyond many Nigerian banks became weak and highly unprofitable due to excessive nonperforming loans portfolio accumulated by bank promoters and management that led to their demise. Insider dealing...

Credit risk management is central to the success or failure of a banking institution because banks earn the greatest quantum of their interest income from interest on loans which represents a critical component of a bank’s profitability. Therefore, any carelessness with regard to credit risk...

Research on emotional intelligence indicates that it is composed of multiple competencies such as developing others, empathy and relationship building that foster employees training needs assessment and task performance. Training is a vicarious process different from basic academic process...