Bank credit policies in Nigeria are very critical for some reasons. One bank credit is the oil on the wheel of economic growth. Two there is strong empirical evidence that the development of sound financial markets and institutions has significant relationships with long term economic growth....

Successful organizational change requires a supportive culture and competence development driven by exceptional leadership that can influence business strategy in allocating financial, human and material resources, processes and systems that focus on collaborative imperatives. Change management...

Performance management ensures that the contributions of organizational members are directed toward growth and profitability. Although performance objectives are set at the beginning of the financial year, the achievement of such critical objectives rests on robust performance management. This...

Prior to 2000, and before banks in Nigeria embraced BPR the NBS was inefficient, characterized by frauds, long queues, nonperforming loans, illiquidity and distress. As one way of overcoming these challenges banks started to focus on BPR as a veritable tool to drive efficiency, customer...

The survey research design was adopted, and the study was specifically designed to evaluate the challenges of bank-credit among SMEs in Nigeria and make recommendations. Both the questionnaire and personal interview methods were used to generate data. Data generated were coded and analyzed...

At the early stages the area now known as Nigeria was an agricultural economy which aroused the interest of early British it's in Nigeria's palm produce, cocoa, groundnuts, rubber and others that were shipped to Liverpool and returned to the country as finished goods. The British governments...

The bank distress syndrome which first became noticeable in 1989 was a matter of serious concern in Nigeria in the 1990s. In the period the banks affected were particularly the state government and privately owned banks. By 1994 when the gross domestic product growth rate declined to about 1.3...