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The Social Security Windfall Elimination and Government Pension Offset Provisions for Public Employees in the Health and Retirement Study
Gustman, Alan L. - 2015
This article uses Health and Retirement Study data to investigate the effects of Social Security's Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) on Social Security benefits received by households. The provisions reduce benefits for individuals or the dependents of...
Persistent link: https://www.econbiz.de/10013033024
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Social Security Research at the Michigan Retirement Research Center
Burkhauser, Richard V.; Gustman, Alan L.; Laitner, John; … - 2011
The Office of Retirement and Disability Policy at the Social Security Administration created the Retirement Research Consortium in 1998 to encourage research on topics related to Social Security and the well-being of older Americans, and to foster communication between the academic and policy...
Persistent link: https://www.econbiz.de/10014200096
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Effects of Pensions on Saving : Analysis with Data from the Health and Retirement Study
Gustman, Alan L.; Steinmeier, Thomas L. - 2021
a simple life cycle explanation for savings. They also raise questions about whether pensions are fundamentally a tax … and Retirement Study (HRS), and the role of pensions in forming retirement wealth. Pension coverage is widespread … those with pensions than for those without pensions. Multivariate regressions relating total wealth to pension coverage and …
Persistent link: https://www.econbiz.de/10013210559
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Effects of Pensions on Saving : Analysis with Data from the Health and Retirement Study
Gustman, Alan L. - 1998
a simple life cycle explanation for savings. They also raise questions about whether pensions are fundamentally a tax … and Retirement Study (HRS), and the role of pensions in forming retirement wealth. Pension coverage is widespread … those with pensions than for those without pensions. Multivariate regressions relating total wealth to pension coverage and …
Persistent link: https://www.econbiz.de/10012472131
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Retirement, Saving, Benefit Claiming and Solvency Under a Partial System of Voluntary Personal Accounts
Gustman, Alan L.; Steinmeier, Thomas L. - 2008
This paper is based on a structural model of retirement and saving, estimated with data for a sample of married men in the Health and Retirement Study. The model simulates how various features of a system of personal Social Security accounts jointly affects retirement, saving, the choice of...
Persistent link: https://www.econbiz.de/10014220263
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Understanding Patterns of Social Security Benefit Receipt, Pensions Incomes, Retirement and Saving by Race, Ethnicity, Gender and Marital Status : A Structural Approach
Gustman, Alan L.; Steinmeier, Thomas L. - 2008
In this paper we use data from the Health and Retirement Study to examine differences in retirement behavior, wealth, Social Security and pension benefits by race and gender. The differences observed among groups are sometimes substantial. We then estimate models jointly explaining retirement...
Persistent link: https://www.econbiz.de/10014220324
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How risky is the German pension system? : The volatility of the internal rates of return
Heidler, Matthias; Raffelhüschen, Bernd - 2005
In this paper we analyze exemplarily the volatility of the internal rates of return of the German pension system over the life-cycle of an individual born in 1957. The outcome is compared to an alternative defined-contribution or defined-benefit policy. Based on the actual data, our results show...
Persistent link: https://www.econbiz.de/10009153133
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Personal accounts and family retirement
Gustman, Alan L.; Steinmeier, Thomas L. - 2004
Persistent link: https://www.econbiz.de/10001941874
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Personal Accounts and Family Retirement
Gustman, Alan L.; Steinmeier, Thomas L. - 2021
This paper constructs a model of retirement and saving by two earner couples. The model includes three dimensions of behavior: the joint determination of retirement and saving; heterogeneity in time preference; and the interdependence of retirement decisions of husbands and wives. Estimation is...
Persistent link: https://www.econbiz.de/10013244905
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Personal Accounts and Family Retirement
Gustman, Alan L. - 2004
This paper constructs a model of retirement and saving by two earner couples. The model includes three dimensions of behavior: the joint determination of retirement and saving; heterogeneity in time preference; and the interdependence of retirement decisions of husbands and wives. Estimation is...
Persistent link: https://www.econbiz.de/10012468388