As many retirees and workers have discovered, today's historically low interest rates are crimping their retirement savings. Now a new paper by the nonpartisan Employee Benefit Research Institute (EBRI) quantifies the impact of a sustained low-interest rate environment on America's retirement...

EBRI previously published extensive analysis that focused on the EBRI Retirement Readiness Ratings™ -- the probability that households will not run short of money in retirement. This paper expands the earlier analysis by providing similar analysis of the EBRI Retirement Savings Shortfalls...

In einem kürzlich in der Zeitschrift "Finanzarchiv" erschienenen Beitrag untersuchte B. Raffelhüschen, wie sich eine Volkswirtschaft an das Umlageverfahren anpaßt. Er verwendete dafür das Diamond-Generationen-Modell, welches er für seine Simulation geeignet spezifizierte und Daten der...

The research in this paper explores the aggregate potential impact of the 2020 market crisis as well as assumptions with respect to future employee and employer behavior in response to the current situation and potential decreases in defined contribution eligibility arising from increased...