The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

This paper investigates the incentives for banks to bias their internally generated risk estimates. We are able to estimate bank biases at the credit level by comparing bank-generated risk estimates within loan syndicates. The biases are positively correlated with measures of regulatory capital,...

This paper investigates the incentives for banks to bias their internally generated risk estimates. We are able to estimate bank biases at the credit-level by comparing bank generated risk estimates within loan syndicates. The biases are positively correlated with measures of regulatory capital,...

We find that banks' credit exposures to transition risks are modest. We build on the estimated sectoral effects of climate transition policies from general equilibrium models. Even when we consider the strictest policies or the most adverse scenarios, exposures do not exceed 14 percent of banks'...