The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

The Healthcare Openness and Access Project (HOAP) is a collection of state-by-state comparative data on the flexibility and discretion that US patients and providers have in seeking and delivering healthcare. HOAP combines these data to produce 41 indicators of openness and accessibility. In...

Banks as financial intermediaries are broadly exposed to a wide range of economic and financial risk factors. We parse climate risk into its two main types: physical risk such as sea level rise and transition risk such as climate related policy changes (e.g., efficiency requirements or carbon...

Stress testing has become a tool of choice in banking for risk managers and regulators alike, and it is used more widely as a way to assess resilience to severely adverse events. Yet even the most creative risk manager would have been challenged to design a scenario that would have adequately...

We develop a framework for modeling conditional loss distributions through the introduction of risk factor dynamics. Asset value changes of a credit portfolio are linked to a dynamic global macroeconometric model, allowing macro effects to be isolated from idiosyncratic shocks. Default...