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investment (deposits), acquisition of bank ownership, and young-age consumption. At old age, consumers sell bank ownership and … collect their bank deposits to support consumption. The model shows that an increase in banks' market power stimulates bank … profit and bank value, thereby raising the resources required for young consumers to acquire bank ownership. This causes a …
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Deposit insurance designs in many countries place a limit on the coverage of deposits in each bank. However, no limits …
Persistent link: https://www.econbiz.de/10013006298
Deposit insurance designs in many countries place a limit on the coverage of deposits in each bank. However, no limits …
Persistent link: https://www.econbiz.de/10013043004
Deposit insurance schemes in many countries place a limit on the coverage of deposits in each bank. However, no limits …
Persistent link: https://www.econbiz.de/10013032989
We address the question of how lending market competition, measured by the bargaining power of banks, affects the agency costs of debt finance. It is shown that intensified lending market competition will lead to lower lending rates and investment return distributions which are shifted towards...
Persistent link: https://www.econbiz.de/10009781549