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supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …
Persistent link: https://www.econbiz.de/10012498329
determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … like present-period tax avoidance, while optimal consumption and after-tax savings are identical for both treatments. Our … results show that observed savings are suboptimal in both treatments and are influenced by gender, patience, and risk aversion …
Persistent link: https://www.econbiz.de/10014438824
Financial literacy and economic preferences are considered to be important drivers of health, income, and general well-being. In this paper we bridge the gap between studies on financial literacy and research on economic preferences by how they interplay with each other and the field behavior of...
Persistent link: https://www.econbiz.de/10012203420
Persistent link: https://www.econbiz.de/10012818586
This paper studies the elimination of traditional pensions and subsequent adoption of 401(k) plans by U.S. employers …
Persistent link: https://www.econbiz.de/10012592204
until 2050. To quantify the effects on pensions, taxes and social contributions, we use an overlapping generations model …
Persistent link: https://www.econbiz.de/10011416024
kin and neighbors. Whether income secrecy facilitates savings depends on the type of norm individuals uphold: stricter …
Persistent link: https://www.econbiz.de/10012131669
An empirical analysis of labor market transitions for spouses in couples is implemented. Object of study are transitions between the states of nonparticipation, unemployed search, and employment. Motivated by a model of household search, the emphasis is on spousal variables and interactions....
Persistent link: https://www.econbiz.de/10012607755
Persistent link: https://www.econbiz.de/10011537620
whether subjects treat debt differently than savings. Two treatments create environments where either saving or borrowing is …
Persistent link: https://www.econbiz.de/10010487750