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shields the private commercial bank from aggressive competition by these banks. -- banking ; competition ; cooperation : non … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …
Persistent link: https://www.econbiz.de/10003931316
demarcation that shields the private commercial bank from aggressive competition … of such cooperative practices. We study two adjacent markets comprising one savings or cooperative bank that focuses on … one market and one private commercial bank serving both. We acknowledge that savings and cooperative banks have atypical …
Persistent link: https://www.econbiz.de/10013122865
This study investigates the bank competition-stability nexus using a unique regulatory dataset provided by the Deutsche … competition, contestability and market power, each corresponding to a different contextual level of a bank's competitive … theoretical properties of the indicators for market power and competition. Using the Lerner Index as a proxy for bank …
Persistent link: https://www.econbiz.de/10009792985
capital for firms worldwide on three particularly export-oriented industry sectors in Germany. Second, the impact of this …
Persistent link: https://www.econbiz.de/10009509091
We develop a macroeconomic portfolio stress test that is specifically geared towards small and medium-sized banks. We combine a credit risk stress test which simulates credit impairments via a CreditMetrics type multi-factor portfolio model with an income stress test in the form of dynamic panel...
Persistent link: https://www.econbiz.de/10011308474
Given the marked reduction in the number of banks in Germany during recent years, the study estimates competitive … profit and loss accounts for the years 1993-1998, the hypotheses of perfect collusion as well as of perfect competition can … several size categories. However, despite the decrease in the number of banks in Germany during the investigated period and a …
Persistent link: https://www.econbiz.de/10011431303
Persistent link: https://www.econbiz.de/10013434283
In this paper, we analyze the impact of banks' non-interest income share on risk in the German banking sector for the period between 2002 and 2010. Using linear and quantile regression estimators, we find that the impact of non-interest income on risk significantly differs depending on banks’...
Persistent link: https://www.econbiz.de/10009740269
Das internationale Bankensystem stand in den vergangenen Jahren im Fokus des öffentlichen Interesses. Bei der Diskussion möglicher Optionen zur Verbesserung der Finanzsystemstabilität rückt zunehmend die Corporate Governance in Banken in den Fokus. Der vorliegende Forschungsbericht widmet...
Persistent link: https://www.econbiz.de/10011448727