The aim of this study was to ascertain what can be done by the informal finance sector to close the credit gap in order … as a last resort by SMEs that fail to access credit from the formal finance sector, owing to, among other issues … absence of credit bureaus in developing countries also contribute to the failure to access finance from formal institutions …

significant consequences for the productive sector (destruction of companies, high unemployment, credit restrictions) and on … different types of women's businesses. The variables of the study are some financial indicators: credit ratio, debt ratio …