empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation … innovation policy even between the same regions could be rather different. Financial instability appeared also to increase bank …There is a momentous debate on the role played by financial technology (fintech) innovation in the fragility of the …

innovation can affect social welfare. We then survey the empirical literatures relating to several specific financial innovations …

We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification …