hospital and emergency room visits from four states that were among the hardest hit by the foreclosure crisis. We find that …

hospital and emergency room visits from four states that were among the hardest hit by the foreclosure crisis. We find that …

foreclosure crisis. Research on defaults was advanced both theoretically and empirically by the time the crisis began, but …

Reconsidering bankruptcy mortgage modifications as one among several solutions to weather the foreclosure crisis …

would otherwise have lost to foreclosure …

outcomes (e.g., foreclosure sale, prepayment, or default cure). Overall, we find that bankruptcy filings delay foreclosures but … foreclosure law greatly influence debtor outcomes from one state to another. Bankruptcy filing is more effective in states with … nonjudicial foreclosure and limited homeowner protections …

the time of ARM reset results in a 2.5 percentage rise in the probability of foreclosure in the following year; and that … each foreclosure filing leads to an additional 0.3-0.6 completed foreclosures within a 0.10 mi radius. I emphasize price …

We conduct comprehensive analyses on whether and how the judicial foreclosure procedure helps subprime mortgage … borrowers to reinstate their delinquent loans outside foreclosure liquidation. Even though the transition rates of various exit … opportunities for delinquent borrowers to reinstate their loans outside foreclosure liquidation, especially during a housing market …