I consider the popular argument of Medicaid crowding out demand for private long-term care insurance. I show that this … neglects a large value of the program in providing access to care. I show that private insurance is unable to offer a similar … value. I posit that the low take-up of private insurance is due to a dilemma prevalent in - but not exclusive to - the …

This article summarizes the main topics and findings from the Swiss Risk and Insurance Forum 2018. That event gathered … experts from academia, insurance industry, regulatory bodies, and consulting companies to discuss the challenges arising from … the impact of data science and, more generally, of digitalization to the insurance sector. …

risk (particularly downside risk), this hints at an insurance-like character of corporate social responsibility: Firms with … low ESG activity need to offer a corresponding risk premium. The perception of ESG as an insurance can be shown to be …

partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …