-up firms over the period 2007-2009, we find that high-tech startups are less likely to use bank finance and face more … difficulties in raising bank finance than low-tech start-ups. We find that external credit scores do affect the availability of …-tech start-ups than low-tech start-ups. Start-ups that have their main relation with a small bank use more bank finance and …

die sog. externe Bilanzanalyse anhand verschiedener relativer Kennzahlen(-systeme) dar, welche aus den veröffentlichten … evaluiert. -- Insolvenzprognose ; externe Bilanzanalyse ; Künstliche Neuronale Netze : Binäres Logit-Modell ; logistische …

. -- Logistische Regression ; Varablenauswahl ; Insolvenzprognose ; Bilanzanalyse ; bilanzielle Kennzahl ; Liquidität ; Solvenz …

This study examines the relation of bank loan terms like interest rates, collateral, and lines of credit to borrower … discovered as important factors. The results show that riskier borrowers pay higher loan rate premiums and rely more on bank … was no evidence for an appropriate adjustment of loan terms to rating changes. But bank market power represented by a …

This study estimates the effect of the European Central Bank's second series of targeted longer-term refinancing … operations (TLTRO-II) on bank lending using bank level data from multiple countries and instrumental variable estimation. Effects …

As opposed to the public debt market, the ultimate users of bank loan ratings, lenders, may prefer inflated ratings to …' ability to acquiesce to lender demands, we provide evidence of whether ratings assigned on private bank loans are reliable … indicators of borrower distress. We find that bank loan ratings are systematically biased upwards for bank borrowers with greater …

This paper studies how organizational downsizing in a bank affects loan officer specialization and the credit default …