resource that can perform a pension role in retirement. This paper assesses the extent to which Australians aged over 45 utilise housing equity withdrawal (HEW) through the three methods of in situ mortgage equity withdrawal, downsizing and selling up. We find that the incidence of HEW has...

The study forecast future expenditure on housing assistance programs; the additional outlays on ISPs due to asset test concessions to home owners; and the aggregate value of home owner tax subsidies. These three housing subsidy components are estimated to increase from $25 billion in 2011 to...