Rural and agricultural banks, among them state-owned agricultural development banks (AgDBs) and cooperative banks, have a wide outreach in Asian countries. Their potential as retailers and wholesalers (through cooperatives, rural banks, NGOs) for providing sustainable savings deposit and credit...

The United Nations Development Programme (UNDP) introduced a micro credit scheme of N9milllion as one of the projects in the Integrated Community Development Programme (ICDP) in Delta state in 2000. UNDP appointed Lift Above Poverty Organization (LAPO) a Micro Finance Institution (MFI) in...

Throughout the developing world, there is a desperate quest for a way out of the financial predicament confronting the rural poor. In most countries of the developing regions, especially South Asia and Sub-Saharan Africa, the rural population forms the larger proportion of the entire population...