Johann Heinrich von Thünen förderte die Kreditvermittlung, indem er zum Sparen auf seinem Gut anregte und eine Theorie über die Einführung eines Kreditvereins in Mecklenburg entwickelte. Im Jahr 1817 beschrieb er, daß ein Finanzintermediär nur dann vorteilhaft ist, wenn der dadurch...

This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana). The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank...

Does bank size significantly explain the variations in bank stability? Does bank funding risk significantly impact bank stability? This paper addresses these two questions with data from the rural banking industry in Ghana. Controlling for credit risk, liquidity risk, diversification in the...

This study analyzed the trends and pattern of institutional credit supply to agriculture during pre- and post-financial reforms along with their determinants. It then compared the effects of reform policies on access to institutional credits in Nigerian agricultural sector before and after the...

Indian agriculture is dominated by smallholders. With an average holding size of just 1.08 ha (in 2015- 16), and 86 percent of holdings being of less than 2 ha size, Indian agriculture produces sufficient food, feed, and fiber for India’s large population of 1.35 billion, and in addition...

Rural and agricultural banks, among them state-owned agricultural development banks (AgDBs) and cooperative banks, have a wide outreach in Asian countries. Their potential as retailers and wholesalers (through cooperatives, rural banks, NGOs) for providing sustainable savings deposit and credit...