incentives for banks to take additional risk, potentially threatening the safety of banking and payments system. Commercial bank … regulators have responded to this increased potential for risk-taking by formally linking bank supervision and regulation to the … level of risks that banks take. In this study we analyze the safety and soundness (CAMEL) ratings assigned by bank …

, some have blamed this deregulation for the financial crash that took place nearly 30 years after 1979.‘Big Bang’ in 1986 … involved the state unwinding systems of private regulation and was not, as such, a simple act of deregulation.Furthermore, not … to the pensions mis-selling scandal of the late-1980s/early-1990s. Once again, this was not an act of deregulation but …