Der Index der Konsumentenstimmung zählt seit 1972 zu den wichtigen Konjunkturindikatoren in der Schweiz. Kürzlich wurde diese Erhebung einer Überarbeitung unterzogen. Seit Januar 2023 wird parallel zur bestehenden eine Befragung in neuem Erhebungsdesign durchgeführt. Zusätzlich wurde der...

We quantify the impact of social interactions and peer effects in the context of prescription choices by physicians. Using detailed individual-level prescription data, along with self-reported social network information, we document that physician prescription behavior is significantly...

Consumer education is often considered an integral part of microinsurance schemes; a win-win solution that benefits both microinsurance practitioners and their clients. It is supposed to help low-income households make sound choices and practitioners stimulate demand. The current lack of...

When income growth under price dispersion reduces the time of search and raises prices of purchases, the increase in purchase price can be presented as the increase in the willingness to pay for insurance or the willingness to pay for consumer credit. The optimal consumer decision represents the...