Despite the remarkable economic and financial convergence over the last ten years in the euro area, mortgage interest … rates still differ across countries. This note presents some stylised facts on the heterogeneity of mortgage interest rates … market: the market for mortgage loans. This allows us to identify more clearly the role of specific structural features …

Spreads of agency mortgage-backed securities (MBS) vary significantly in the cross section and over time, but the …

Triggerd by evidence that the mortgage interest margins have risen since 2009, an econometric analysis is conducted to … explain the interest rates in the Dutch mortgage market at the bank level over 2004-2010.Controlling for the influence of … competition in the Dutch mortgage market (measured by C3 or HHI) affected the level of the mortgage interest rates. An increase in …

This paper reviews the mortgage-backed securities (MBS) market, with a particular emphasis on agency residential MBS in … economic effects of mortgage securitization. We also assemble descriptive statistics about market size, growth, security … the MBS market and mortgage securitization. …