Showing 1 - 10 of 46,543
contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending …This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10013137097
Persistent link: https://www.econbiz.de/10002093376
contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending …This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011625812
This submission addresses these issues in greater detail and, more specifically, responds to Part G of the ALRC Discussion Paper 72 (DP72) which addresses the credit reporting provisions of the Privacy Act. The ALRC proposes that Part IIIA of the Privacy Act 1988 be repealed and that instead,...
Persistent link: https://www.econbiz.de/10013039549
contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending …This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011506568
This paper analyzes the effects of bank mergers on bank-firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …
Persistent link: https://www.econbiz.de/10003790938
The authors analyze how data in public credit registries can be used both to strengthen bank supervision and to improve … calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II …
Persistent link: https://www.econbiz.de/10012559895
credit, credit information sharing on bank stability. We document several significant findings. First, our evidence implies … that fintech credit tends to improve bank stability. This suggests that as fintech credit grows, it certainly competes with … banks, but it also strengthens banks' stability. Second, credit information sharing increases bank stability. Thirdly, it is …
Persistent link: https://www.econbiz.de/10014436289
In this paper, we propose a model of credit rating agencies using the global games framework to incorporate information and coordination problems. We introduce a refined utility function of a credit rating agency that, additional to reputation maximization, also embeds aspects of competition and...
Persistent link: https://www.econbiz.de/10003275438
Persistent link: https://www.econbiz.de/10003942077