overnight unsecured loans. Using proprietary bank-level data, we find that interbank rate uncertainty signi cantly raises … positions and greater access to central bank funding. …

recession. Consistent with the theory, the increase in bank credit in 2020:Q1 and 2020:Q2 came almost entirely from drawdowns by … times; and (v) pay higher spreads, even conditional on other firm characteristics. We present a theory of loan terms that …-level measures of exposure to the COVID recession. Finally, we match the bank data to a list of participants in the Paycheck …

A bank's decision on loan supply and capital structure determines its immediate bankruptcy risk as well as the future … availability of internal funds. These internal funds in turn determine a bank's future costs of external finance and future …-to-asset ratios, liquidity coverage ratios and regulatory margin calls on the dynamics of loan supply and bank stability. Only …

Bank liquidity shortages during the global financial crisis of 2007-2009 led to the introduction of liquidity … impact of liquidity regulation on bank lending. As a setting, we use the Netherlands, where a Liquidity Balance Rule (LBR …

charged already higher interest rates to their borrowers after controlling for other bank specific characteristics and general … with theory that relationship lenders have private information about the creditworthiness of their close borrowers …