financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

Banking crises are recurrent phenomena, often induced by ex-ante excessive bank risk-taking, which may be due to … behavioral reasons (over-optimistic banks neglecting risks) and to agency problems between bank shareholders with debt … related to bank insiders' sale of their own bank shares in the period prior to 2006:Q2 (the peak and reversal in real estate …

analyses of the potential effects of the regulations. We find that the risk-reduction effect on the median bank is negligible as …

analyses of the potential effects of the regulations. We find that the risk-reduction effect on the median bank is negligible …

Efforts to control bank risk address the wrong problem in the wrong way. They presume that the financial crisis was … act in the bank's best interests, they will still be trapped into providing incentives that encourage risk-taking by non …, in turn, the amount a non-executive receives, potentially at the expense of long-term bank value. Non …