This paper analyzes loan pricing when there is multiple banking and borrower distress. Using a unique data set on SME … estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to …

This paper is an empirical examination of the existence of the inside bank premium arising from relationship banking … extended by an inside bank when there exist asymmetries between the inside bank and outside banks, such as the information … advantage of the inside bank or the implicit insurance and other borrower-specific services exclusively provided by the inside …

During the last years the lending business has come under considerable competitive pressure and bank managers often … are able to explain the financial performance of bank lending activities. The analysis is based on the CFS-data-set that …

Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank … long-term bank-customer relationships. In contrast, the present paper also considers interactional variables which try to … measure social relations between loan officer and firm manager. Using bank survey data, the relationship and interaction …

credit. We estimate a structural model of credit demand, loan use, pricing, and firm default using matched firm-bank data …