In this paper, we examine the impact of mergers among German savings banks on the extent to which these savings banks engage in small business lending. The ongoing consolidation in the banking industry has sparked concerns about the continuous availability of credit to small businesses which has...

This paper analyzes loan pricing when there is multiple banking and borrower distress. Using a unique data set on SME lending collected from major German banks, we can instrument for effective coordination between lenders, carrying out a panel estimation. The analysis allows to distinguish...

This paper is an empirical examination of the existence of the inside bank premium arising from relationship banking, which is predicted in the extant theoretical models. These models predict that the contracted interest rate of a loan extended by an inside bank when there exist asymmetries...

Diese explorative Studie untersucht, wie Banken im nachhaltigen Kreditgeschäft die Leistung ihrer mittelständischen Firmenkunden im Hinblick auf Umwelt- und Sozialverträglichkeit während der gesamten Darlehenslaufzeit prüfen. Dabei werden insbesondere inländische Banken in Betracht...