Oswald hypothesizes that regions and countries with high homeownership rates will experience higher natural rates of unemployment and that rising homeownership in OECD countries since the 1960s provides a key explanation for the rise in the natural rate of unemployment over the same time period....

The study forecast future expenditure on housing assistance programs; the additional outlays on ISPs due to asset test concessions to home owners; and the aggregate value of home owner tax subsidies. These three housing subsidy components are estimated to increase from $25 billion in 2011 to...

This research Inquiry presented evidence on how housing policies might promote labour force participation and economic growth through four channels — housing supply responsiveness, labour mobility, employment decisions and consumption. It highlights repositioning housing to a more central...

This study investigated the role housing assistance (e.g. rent assistance or social housing), housing wealth and home ownership mortgages have on individuals' incentive to work or on other employment decisions. The study also explored whether intergenerational wealth transfers (as bequests or...

This study investigated the key drivers of Australian housing supply responsiveness; including price, topographical constraints, climate, existing land uses and planning regulations; and considered policy development options to improve the scale and speed of new housing supply responses. The key...

This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from...