Showing 1 - 10 of 55,124
-oriented banks should go beyond financial efficiency. Furthermore, also the environment these institutions operate in has to be kept … financial efficiency to a measure of social efficiency that considers several kinds of stakeholder benefits. Both efficiency … account for differences in efficiency due to the market environment. Our results show that efficiency rankings across Austrian …
Persistent link: https://www.econbiz.de/10015188163
This paper is a first attempt to connect the heterogeneity in bank efficiency with lending fluctuations and allocation … efficiency : there is a trade-off between the two in the presence of heterogeneity in bank monitoring efficiency. The mechanism … bank featuring a lower cyclicality signals a lower efficiency in its monitoring abilities; (iii) a heterogeneous banking …
Persistent link: https://www.econbiz.de/10013072408
This paper is a first attempt to connect the heterogeneity in bank efficiency with lending fluctuations and allocation … efficiency: there is a trade-off between the two in the presence of heterogeneity in bank monitoring efficiency. The mechanism at … featuring a lower cyclicality signals a lower efficiency in its monitoring abilities; (iii) a heterogeneous banking system …
Persistent link: https://www.econbiz.de/10013061515
lawsuit, to identify the real effects of these guarantees on the allocation of credit (“allocative efficiency”). Using matched … bank/firm data, we find that public guarantees reduce allocative efficiency. With guarantees in place, poorly performing …
Persistent link: https://www.econbiz.de/10011286412
choice of capacity in the form of new branches. It is estimated using data on Italian banks for the years 1995-2009. The …
Persistent link: https://www.econbiz.de/10009018879
The past decade has seen a virtual explosion of information about customers and their preferences. This information potentially allows companies to increase their revenues, in particular since modern technology enables price changes to be effected at minimal cost. At the same time, companies...
Persistent link: https://www.econbiz.de/10011204316
Measuring capacity is a major problem, especially in service organizations because of its complexity and the lack of … measuring the capacity of an university by focusing on an academic unit. To this end, this research study determines the … available capacity of an academic program and the use of resources by a typical student, and then the relation between these two …
Persistent link: https://www.econbiz.de/10010774632
-oriented banks should go beyond financial efficiency. Furthermore, also the environment these institutions operate in has to be kept … financial efficiency to a measure of social efficiency that considers several kinds of stakeholder benefits. Both efficiency … account for differences in efficiency due to the market environment. Our results show that efficiency rankings across Austrian …
Persistent link: https://www.econbiz.de/10015191630
This Working Paper gives insights into the concepts of productivity and efficiency. Both concepts are popular measures … and outlines key areas of interest in this context, such as efficiency measures, components of efficiency and the … measuring productivity and efficiency in a non-technical manner. Various parametric as well as non parametric approaches are …
Persistent link: https://www.econbiz.de/10010298934
This study investigates the learning curve of commercial banks regarding the efficiency of credit and value creation … (learning) on the efficiency of credit and value creation in Japanese commercial banks. The findings show that bank intermediary … learning significantly improves the cost efficiency gain in the gross value created, total credit created, and investment …
Persistent link: https://www.econbiz.de/10012602938