Using Fannie Mae loan-level data on fixed-rate owner occupied purchase mortgage acquisitions, we examine the role of tightened underwriting standards on the default risk of low and moderate income (LMI) homebuyers. In three distinct underwriting regimes and subsequent housing market environments...

This paper investigates how lineages, the commonly found organizations in rural villages of China, affect people's intra- and cross-lineage cooperative behavior. We use data from the Chinese Household Income Project Survey 2002, which exclusively contains information about the lineage structure...

The negative effects of microplastics on the normal growth of aquatic organisms have been well studied, but little is known about their potential adverse effects on the function and stability of aquatic ecosystems. We investigated here the effects of polyethylene (PE) microplastics on several...

The North China Plain (NCP) covers an area of around 328,000 km2 and is one of the most important regions of cereal crop production in China. Wheat and maize rotations and one season cotton are the most common cropping systems. The region contributes at an amount of about 50% to the countries...