industrialized nations. To address this knowledge gap, this paper investigates the relationship between SME owner …' most prevalent risk management strategy. The findings also show that SME owner-manager characteristics and risk management … knowledge gap, it has significant implications, such as informing SME owner-managers and policymakers on key variables that …

from 380 respondents comprising of 300 SME owner-managers and 80 accounting firms. The data collected were analysed using … SMEs rather than waiting for the SME owner-managers to voluntarily call for their services. …