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imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises …. Using a field experiment involving agricultural microenterprises in Bangladesh, we estimated the impact of access to credit …) and technical efficiency changes. We found that relative to the baseline rice output per decimal, access to credit …
Persistent link: https://www.econbiz.de/10012058453
market-friendly business model and supporting scheme to help SMEs gain access to credit on a sustainable basis. Given the … success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …
Persistent link: https://www.econbiz.de/10011522031
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Microfinance is the arrangement of budgetary administrations to low-income individuals and to SMEs. An empirical study …
Persistent link: https://www.econbiz.de/10012502706
We study repayment and delinquency in an innovative loan contract that offers borrowers a wide range of flexibility. Using a large administrative dataset, we perform unsupervised pattern analysis to study how borrowers repay within the framework of this loan. We identify eight clusters that can...
Persistent link: https://www.econbiz.de/10012257293
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payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm … finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …
Persistent link: https://www.econbiz.de/10011684996
controlling for other factors, suggesting that there may be an "urbanization effect" that is dampening credit access and usage … financial inclusion, especially the expansion of bank credit in rapidly growing urbanized areas, where the infrastructure may be …
Persistent link: https://www.econbiz.de/10011689720
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