The effects of legislation on the market place has always been a matter of great discussion since the market place structures are defined by laws. The paper seeks to confirm that the Capital Markets Amendment Act of 2013 will have a drastic effect on the market. With the twin problem of adverse...

In 2010, Australia introduced the Australian Consumer Law by its Trade Practices Amendment (Australian Consumer Law) Act (No. 2). The standard of consumer protection in the provision of financial services is considered in relation to this new legislation and also the further Australian federal...

The article questions the EU's regulatory response to blockchain based financial services by examining the existing consumer law within the context of the operation of cryptocurrency exchange platforms and Initial Coin Offerings (ICO).It is commonly believed that a rushed regulatory response to...

This chapter gives a bird's eye overview of EU financial services regulation.The first part gives a brief map of the areas of law – public, private, self-regulation – in which EU financial services regulation is situated. Part two discusses one of the goals of EU financial services law,...

Innovative digital financial services (DFS) are held out as a key solution for greater financial inclusion assisting low-income households to overcome poverty using lower cost methods for managing their finances. However, DFS roll-outs have been plagued by infrequent end-user usage despite high...