Dutch savings schemes are a case in point. In 1994, Dutch employees got the opportunity to save tax free to build up financial assets in the voluntary Salary Savings Scheme (SSS). From 2006, they could also choose to save in the innovative Life Course Savings Scheme that offered them the...

Dutch Abstract: Uit enquêtes blijkt dat Nederlanders meer keuzemogelijkheden met betrekking tot het eigen pensioen willen. Kan keuzevrijheid gecombineerd worden met collectieve georganiseerde solidariteit binnen aanvullende pensioenregelingen? Om deze vraag te beantwoorden bespreekt het artikel...

European welfare states face serious financial difficulties caused by persistent high levels of unemployment and demographic ageing. Serious organisational problems are accompanied by inefficiency. Fiercer international competition and closer European integration put pressure on social policy in...