The investigation of the sequencing of liberalization in the EU financial services industry is the primary object of this study. The relevance of the EU model for financial liberalization is threefold. First, the EU route towards liberalization in financial services could be regarded as a...

As in many sectors of the economy, digital technologies are transforming retail financial services and non-life insurance. This digital transformation will probably continue to shape these two sectors in the coming years, and has already resulted in new products and processes that are developed...

As in many sectors of the economy, digital technologies are transforming retail financial services and non-life insurance. This digital transformation will probably continue to shape these two sectors in the coming years, and has already resulted in new products and processes that are developed...

EU-wide action in the financial sector ensures a resilient financial services industry, enabling citizens and businesses to save, insure against risks and invest in our collective future. This publication is a part of a series that explains what the EU does in different policy areas, why the EU...