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Despite recent efforts in Peru to boost financial inclusion, significant issues of exclusion persist, especially among … methodology: the Financial Access Survey (FAS) for comparative analysis (Peru versus other countries and regions), geographical …-distribution analysis, and the Access to Cash Index (ACI) methodology. Findings reveal that remote rural areas of Peru, particularly those …
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We study repayment and delinquency in an innovative loan contract that offers borrowers a wide range of flexibility. Using a large administrative dataset, we perform unsupervised pattern analysis to study how borrowers repay within the framework of this loan. We identify eight clusters that can...
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Over the past two decades, there has been a high promotion of microfinance institutions (MFI) in Tanzania. In 1990s … this study was to investigate the impact of microfinance on agricultural productivity by smallholder farmers in Tanzania … promise of MFI lies in the belief that microfinance could empower poor people to fight against poverty through easy access to …
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