(before retiring). The choice is even more difficult in developing countries with low budgets such as Indonesia. The defined … PAYG defined contribution system, to supplement a defined contribution system, the government of Indonesia can guarantee … that retirees will not live under poverty while maintaining the state budget sustainability. It recommends that Indonesia …

proposed legislation, such as: Worsening Indonesia's labor market and investment climate, negatively impacted the state budget … retirement needs. Given the many problems facing the Indonesian social security system today, Indonesia should seriously consider …

attention although has been deployed for years. Indonesia presents unique case of Asian tiger economies, especially after … experiencing crisis, financial recession, and economic reform. This research address how e-banking being developed in Indonesia … electronic banking in Indonesia. Customers and competitors play an important role in influencing e-banking services adoption …

financial services reach and inclusion for the large unbanked population in Indonesia. Fintech adoption optimization expands the … indirectly affecting the adoption of Fintech in Indonesia, while user attitude found the most important factor towards Fintech …