This paper examines a cost-reducing innovation to the delivery of Self-Help Group microfinance services. These groups … innovation is to have the agents earn their payment by charging membership fees rather than following the status quo in which the … membership fees could actually improve performance without sacrificing membership, simply by mitigating an adverse selection …

This paper examines a cost-reducing innovation to the delivery of "Self-Help Group" microfinance services. These groups … innovation is to have the agents earn their payment by charging membership fees rather than following the status quo in which the … membership fees could actually improve performance without sacrificing membership, simply by mitigating an adverse selection …

This paper examines a cost-reducing innovation to the delivery of "Self-Help Group" microfinance services. These groups … innovation is to have the agents earn their payment by charging membership fees rather than following the status quo in which the … membership fees could actually improve performance without sacrificing membership, simply by mitigating an adverse selection …

" microfinance services, in which privatized agents earn payments through membership fees for providing services. Under the status …