Wei, Yin; Kirkulak-Uludag, Berna; ZHU, Dongmei; Luo, Xinxin - 2023
Over the last decade, China’s P2P lending industry has been seen as an important credit source but it has recently suffered from a wave of bankruptcies. Using 126,090 P2P loan deals from RenRen Dai, one of the biggest online P2P websites in China, this paper attempts to predict credit default...