non-financial private sector had been originated by shadow banks. Consequently, dampening credit creation by the …The US credit boom has been identified as one of the causes of the global financial crisis and the resulting debt … overhang is seen as the primary reason for the weak economic recovery. Most of the existing literature links the credit boom to …

We analyse the bank lending activity after the financial crisis and focus on bank-specific supply factors. Using a rich … controls, macroeconomic shocks and institutional quality. The banks' loan-rate spreads increased despite the recent policy of … low interest rates and quantitative easing. We use the bank asset quality as instruments to capture exogenous changes in …

firms. Using matched bank-firm credit data from Belgium, we show that firms borrowing from banks with negative credit supply …Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi-bank …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi-bank …

macroeconomic factors that influence credit risk in the peer-to-peer (P2P) lending market. By aggregating the United States (US … best practices, are applicable to P2P lending platforms and investors in their default estimation of loans …

The study investigates effectiveness of selected credit related macro prudential instruments in reducing the … correlation between economic and credit growth in European emerging countries between 2000 and 2017. Two GMM (Generalized Method … findings confirm our expectation about effectiveness of the selected credit related macroprudential instruments in reducing …

We investigate how financial contracting interacts with lending channel effects by tracing the anatomy of a credit … supply shock using micro-level data from a multinational bank. Borrowers with stronger lending relationships, higher non …-lending revenues, and those that pledge collateral, especially outside assets and real estate, experience less credit rationing …