This chapter describes how Ghana's savings-based and multi-tiered rural/microfinance industry has evolved and performed under a relatively flexible and adaptive regulatory framework to provide access to financial services to a growing share of Ghana's population. Ghana has been an innovator in...

The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing...

This paper assesses market development as a sustainable approach to increasing the use of renewable energy, specifically solar, using the case of Ghana's Solar Project. This strategy is intended to overcome some weaknesses of donor-driven and fee-for-service models in sustaining gains beyond the...

Gallardo, Ouattara, Randhawa and Steel investigate the microfinance regulatory regimes in Benin, Ghana and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors...

This paper investigates how linkages between informal and formal economic segments benefit or impose costs upon informal workers, based on self-reported relationships of market and street vendors in Accra with the formal economy and its institutions and a World Bank study of informal household...

The note reviews the structure and performance of Ghana's rural, and micro-finance institutions (RMFIs), through a financial system, namely comprising three main categories: formal, semi-formal, and informal systems. It then analyzes the liberalization of its financial policies (late 1980s) and...

African governments place high priority on developing their indigenous private sector to participate in and lead future growth. This goal is constrained, in part, by the absence of a diversified financial sector capable of meeting the full range of the private sector's legitimate demand for...

This study investigates three issues concerning the role of indigenous entrepreneurs in the transition from a state-led development strategy to a more market-oriented approach with the private sector taking the lead: 1) the effects of liberalizing the policy regime on the conditions for micro...