ratio > 40%), debt delinquency (60+ days late for debt payments), and insolvency (total liability > total asset). Debt … insolvency. These results are used to identify warning debt portfolios in terms of financial burden indicators. Among these debt … portfolios, the top warning portfolios for debt pressure, debt delinquency, and insolvency are mortgage-vehicle-other debts …

I examine the theoretical prediction that executive inside debt results in higher recoveries in bankruptcy. Using a … unsecured debt in bankruptcy. Firms where CEOs have inside debt at the sample mean experience $0.053 greater recoveries per … dollar of debt in the event of bankruptcy relative to firms where the CEO does not have inside debt. Consistent with theory …

We study how forcing financially distressed consumer debtors to repay a larger fraction of debt can lead them to … traveled farther to find more lenient insolvency professionals who, historically, approved more potentially fraudulent filings …. Finally, we find that those debtors who misreported income had a lower probability of default on their debt repayment plans …

This study aims to examine the effectiveness of the debt modification system (DMS) in Korea. We find that DMS does have … a positive effect in increasing the credit scores and annual income of DMS users. We also find that a debt management …-interest unsecured loans from banks. Therefore, DMS in Kores is still insufficient to support the return of debt-ridden consumers to …

+ days late for debt payments) and insolvency (total liability > total asset). Debt portfolios refer to various combinations …) tend to increase insolvency. These results are used to construct warning debt portfolios that show greater chances of …-vehicle-other debts; for debt delinquency is the holding of education-other debts; and for insolvency is the holding of mortgage …

In this study, we explore the relationship between the debt service ratio (DSR) and individual borrowers' ability to … withstand shocks in Malaysia. Using a micro-level dataset that matches borrowers' debt and income, we quantify the financial … financial and economic shocks on debt repayment, cost of living and variable income. The simulation allows us to differentiate …

This study empirically analyzes the effect of debt origin on investment efficiency. According to previous studies that … report that the quality of financial reporting may vary depending on the origin of the debt, the empirical analysis predicted … that the effects of the origin of the debt on investment efficiency would be differential. Debt origin was divided into …

This paper empirically investigates the relationship between the speed of buildup of private debt (household and … basis of how quickly their private debt builds up. In addition to output recessions, we look at consumption and investment … corporate debt is especially damaging for emerging markets during financial recessions. A higher ratio of debt to gross domestic …