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authorities design effective policies. -- life insurance demand ; tax incentives ; financial literacy …
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find that inflation significantly decreases life insurance demand in China … avoiding estate tax and life insurance demand has seldom been examined in the literature. Following the propagation of an … unanticipated but highly credible hearsay on the implementation of estate tax pilot programme in November of 2012 in Shenzhen, China …
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Prior research on the demand for life insurance in household portfolio holdings has not made a clear distinction … examines the relationship between household portfolio allocation decisions and the demand for life insurance in a dynamic …
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We exploit the natural experiment of the 2005 income tax reform in Germany to study the effects of tax incentives on consumer behavior in life insurance markets. Our empirical analysis of sociodemographic, economic, and psychological household characteristics elicited in the German SAVE study...
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This paper studies insurance demand for individuals with limited financial literacy. We propose uncertainty about … demand. Sufficiently prudent individuals raise insurance demand upon an increase in contract complexity, while the effect is …
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-insurance demand. An unanticipated tax reform in 2000 halved the tax exemption limit for capital income in Germany. We document that … the demand for life insurance reacted strongly to this change. With regard to bequest motives, we analyze the demand for … viewed as an experimental institutional setting where life-insurance demand was not influenced by tax considerations which …
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