. Using mortgage application data collected under the Home Mortgage Disclosure Act, we document a large and persistent cross …

prompted these frauds. Over two million fraudulent mortgage loans were made in 2006 alone. It was overwhelmingly fraudulent …, including widespread appraisal fraud, endemic fraud in the sale of mortgages and mortgage derivatives, widespread predatory …

We show that banks expand mortgage lending in the home states of the Senate Banking Committee chairs, and the effect is … mortgage asset quality but their overall profitability increases after favoring the politicians' constituents. Banks … strategically target politically active borrowers when expanding mortgage lending in the home states of Banking Committee chairs …

This paper examines how interstate banking deregulation affects mortgage lending to minorities. I find that the … mortgage approval rates for African Americans, compared with other borrowers, decrease after interstate banking deregulation. I …

We compare mortgage lenders’ credit decisions to algorithmic recommendations – on the same set of loan applications …

are unable to root out the subtle discrimination that persists in today's mortgage lending market. These traditional Fair …

On the back of the lending market interest rate cuts and implementation of the subsidized mortgage program (mortgage … picked up. In Q1-Q3, 2020, banks increased substantially mortgage lending volumes, having surpassed the high outturns seen in … mortgage government program in the near future …