Showing 1 - 10 of 26,601
Is climate change partisanship reflected in residential decisions? Comparing individual properties in the same zip code with similar elevation and proximity to the coast, houses exposed to sea level rise (SLR) are increasingly more likely to be owned by Republicans and less likely to be owned by...
Persistent link: https://www.econbiz.de/10013246771
Evidence from a range of countries reveals that household inaction in mortgage refinancing can be pervasive despite financial incentives to take action. Inactive households may implicitly cross-subsidize active households, allowing competitive lenders to set lower average mortgage rates. To...
Persistent link: https://www.econbiz.de/10013313884
This research attempt to analyze risk and benefit factors as well as their influence on sustainability intention of FinTech. We elucidate the Planned Behavior Theory by including the perceived benefits and perceived risk variables to investigate its effect on intention to continue using FinTech....
Persistent link: https://www.econbiz.de/10012888242
We model listing decisions in the housing market, and structurally estimate household preference and constraint parameters using comprehensive Danish data. Sellers optimize expected utility from property sales, subject to down-payment constraints, and internalize the effect of their choices on...
Persistent link: https://www.econbiz.de/10012849049
The house price level is a function of buyers' realized home equity, and buyers' realized home equity is a function of the house price level. This interdependence follows from the fact that buyers are sellers in the same market. This article examines under what conditions this leads to a...
Persistent link: https://www.econbiz.de/10011968388
This study finds evidence of a large premium in Youngtown Arizona house prices that persisted over time and could be attributed to the town's age-restricted status. Age restrictions may act as a signal that the community provides facilities and services that meet the needs of the senior...
Persistent link: https://www.econbiz.de/10012778893
Rutherford, Springer and Yavas (2001) develop and empirically test a model that analyzes the effect the type of listing contract, either exclusive agency (EA) or exclusive right to sell (ERTS), has on the performance of the agent/broker. This paper extends the work of Rutherford et al. and looks...
Persistent link: https://www.econbiz.de/10012778896
Using a unique transaction database of condominiums in the Tokyo metropolitan area and a hedonic analytical framework, we find that eco-labelled buildings command a small but significant premium on both the asking and transaction prices. This finding is consistent with results from other...
Persistent link: https://www.econbiz.de/10013006490
Security deposits in Korea simultaneously serve as zero coupon bonds that maximize the landlord's return, put options for selling the property, and call options for buying credit loss reimbursement. Given these properties of the deposits, we construct a rent-deposit equilibrium model between...
Persistent link: https://www.econbiz.de/10012850189
The small investors in rental real estate in Spain have grown more than 50% over a decade. In this paper, we investigate who are those small investors in rental real estate, to know their demographic and financial characteristics. We do that through bivariate statistics and a logistic model. We...
Persistent link: https://www.econbiz.de/10013292667