attempt to examine various banking factors that affect NPLs with respect to developing economies. In this study, the bank … have a negative association with NPLs. The results confirm that if the bank-specific conditions change, the credit quality … and bank management of banks are affected. It was concluded that the performance of banks is responsive to an effective …

functioned against both bank-specific and macroeconomic determinants. The results indicated that among the bank-specific factors …, bank size, capital adequacy ratio, deposits ratio, operation efficiency ratio, and return on assets ratio are found to have …, the results indicated that interest rate and exchange rate are found to have a significant effect on LQD. The Reserve Bank …

bank specific drivers of NPL for each licensed category. Z-Score is constructed to proxy banking stability, and its …

findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … findings are relevant to bank managers, investors and bank regulators, in formulating effective credit policies and investment …

to explain the variation in a measure of a bank’s default risk (approximated by Z-score) and how these effects make their … structure rather than the characteristics of the portfolio of assets. Additionally, we use a model of bank behavior to simulate …