The German insurance market was liberalized in 1994 by the introduction of the "single passport" allowing European … insurers to operate throughout the entire European Union. The European directive put also an end to price and insurance … contract terms regulation. These measures were meant for removing the obstacles to competition within and between the insurance …

Dynamic hybrid products emerged in 2007 and are now well established in the German life insurance market. In this … sold by the same insurance company. The key question we investigate is whether the presence of dynamic hybrid products has … a negative effect on the payout of traditional insurance products. We do so by using data drawn from a Monte Carlo …

Germany. In 2007/2008, insurance intermediaries became regulated by law. That law states, among other things, the four basic …How should intermediaries influence the insurance demand decision? The answer must refer to the interdependence of … essential for the insurance demand decision. Undoubtedly, consumers lack information about certain variables, and therefore …

Auto insurance belongs to the most important areas of the insurance market from the quantitative point of view and … insurance, requires a high degree of regulation. Standard products, auto liability and collision insurance are following the … overall changes in insurance policies and are adjusting to the changing conditions. One of the major issues in the auto …

This article analyses trends in the development of the commercial insurance market in Poland and in Lithuania over the … last decade. The insurance market changed in the 2002-2011 period. Those changes can be seen in various fields of … commercial insurance. Data on the number of insurers, total premiums written, and the trends in claim payments and claim ratios …