addition to general sluggishness, bank deposit rates' reactions are clearly asymmetric: flexible when market rates are …

We study how deposit competition affects a bank’s decision to securitize mortgages. Exploiting the state …-specific removal of deposit market caps across the US as a source of competition, we find a 7.1 percentage point increase in the …

We provide novel evidence that deposit competition incentivizes banks to securitize loans. Exploiting the state …-specific removal of deposit market caps across the U.S. as an exogenous source of competition, we document a 7.1 percentage point …

generated concerns about their effects on competition for bank deposits in Spain. I combine a nested logit model of bank deposit … supply with a structural model of competition to measure the impact of the reference interest rates on public debt and … shows a significant effect of the interbank rate and investment opportunities in public debt on deposit rates and bank …

This paper addresses the topic regarding the desirability of competition in banking industry. In a model where banks … investigate three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks …' stability? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

predominantly Muslim countries. Our findings have important implications regarding competition and bank stability in dual banking …This paper addresses the issue of competition in dual banking markets by analyzing the determinants of deposit rates in …

This paper addresses the desirability of competition in banking industry. In a model where banks compete on both … three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks' stability …? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

We provide novel evidence that deposit competition incentivizes banks to securitize loans. Exploiting the state …-specific removal of deposit market caps across the U.S. as an exogenous source of competition, we document a 7.1 percentage point …

bank market power experience less deposit contractions when stock market causes contractions in deposit supply. The … intuition is that market power makes bank deposit demand curve steeper, which attenuates the effects of contractions in the … zip code areas with mean concentration level within the same city. Counties with more bank market power also experience …