Macroprudential policy mainly aims to enhance financial stability and reduce the possibility of costly financial crises. However, to achieve this, macroprudential policy decisions may have some unintended side effects on economic growth. The paper provides an empirical framework for...

The study aims to investigate the effects of financial inclusion on the performance of the banking sector, measured by the return on assets, for a set of 11 Arab countries over the 2013-2019 period in the dynamic panel data framework. In addition to financial inclusion indicators, We include...

Interest increased after the last global financial crisis in 2007, as the crisis revealed the challenges facing central banks in dealing with the financial crises arising from the banking sector, and thus exposing the financial positions of the banking sector to high risks that caused the...

Many empirical studies on the reactions of the net interest margin to the fluctuations in bank-specific variables, banking industry-related determinants, monetary policy variables, and macroeconomic factors have emerged in the related literature. The current study continues in the same momentum...

The literature has extensively focused on the sensitivity of the capital adequacy ratio to the changes in bank-specific and economic variables in developing and developed economies. The current study continues in the same momentum by examining the effects of bank-specific and economic factors on...

This paper examines the potential impact of the macroprudential policy instruments related to assets (Asset-side instruments), specifically the loan-to-value (LTV) and debt-to-income (DTI) ratios, on controlling the systemic risks arising from the household sector, by measuring the impact of...

The weakness of the risk management system and the financial or economic crises may make the banking sector exposed to high credit risks, which may lead to high levels of default. Furthermore, the high level of debt burden ratio may make customers unable to pay their financial obligations, thus...

Stress tests are among the important tools used to determine the ability of the financial sector to face systemic risks, as well as to identify the significant systemic risks at the banking sector level as a whole, especially after the crises that the markets experienced proved that it is not...