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Deconstructing involuntary financial exclusion: a focus on African SMEs
Simba, Amon; Tajeddin, Mahdi; Dana, Leo Paul; Ribeiro … - In: Small business economics : an international journal 62 (2024) 1, pp. 285-305
Persistent link: https://www.econbiz.de/10014631908
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Technological innovation and discrimination in household finance
Morse, Adair; Pence, Karen M. - 2020
Persistent link: https://www.econbiz.de/10012388552
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Financial inclusion through Digital Financial Services (DFS) : a study in Uganda
Ebong, Jimmy; George, Babu - In: Journal of risk and financial management : JRFM 14 (2021) 9, pp. 1-18
This study unravels trends and momentum in banking and mobile money channels and uptake of select services and thereafter draws implications for enhancing financial inclusion through Digital Financial Services (DFS). The Rate of Change (ROC) approach was applied to analyze the growth momentum in...
Persistent link: https://www.econbiz.de/10012627651
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Insurance and financial services across developing countries : an empirical study of coverage and demand
Panda, Architesh; Lambert, Peter; Surminski, Swenja - 2020
Persistent link: https://www.econbiz.de/10012198084
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Financial Exclusion Prominent in Rural Areas
Lingareddy, Tulsi - 2017
India's rural households continued to remain financially excluded prominently compared to urban households particularly with respect to their access to institutional credit. Nearly half (44%) of the credit requirements of rural households is still met through non-institutional sources of finance...
Persistent link: https://www.econbiz.de/10012964098
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Financial Exclusion : What Drives Supply and Demand for Basic Financial Services in Ghana?
Osei-Assibey, Eric - 2010
The majority of people in Sub-Saharan Africa does not have a basic bank account and are financially excluded from main …
Persistent link: https://www.econbiz.de/10013152907
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Technological Innovation and Discrimination in Household Finance
Morse, Adair - 2020
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with … algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to … human involvement in the development process, and their opacity and complexity can facilitate statistical discrimination …
Persistent link: https://www.econbiz.de/10012834058
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On Fintech and Financial Inclusion
Philippon, Thomas - 2020
The cost of financial intermediation has declined in recent years thanks to technology and increased competition in some parts of the finance industry. I document this fact and I analyze two features of new financial technologies that have stirred controversy: returns to scale and the use of big...
Persistent link: https://www.econbiz.de/10012840125
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Technological Innovation and Discrimination in Household Finance
Morse, Adair - 2020
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with … algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to … human involvement in the development process, and their opacity and complexity can facilitate statistical discrimination …
Persistent link: https://www.econbiz.de/10012841787
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Fintech for the Poor : Financial Intermediation without Discrimination
Tantri, Prasanna L. - 2020
We ask whether machine learning algorithms improve the efficiency of screening of the loan officers, and thereby help expand access to formal credit. We obtain loan application level data from an Indian bank. To overcome the selective labels problem, we exploit the incentive driven within...
Persistent link: https://www.econbiz.de/10012844261