elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners … participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans … reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care …

In this paper, we suggest a Bayesian multivariate approach for pricing a reverse mortgage, allowing for house price … three risk components simultaneously. Our numerical results based on Australian data suggest that a reverse mortgage would …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

The main goal of this article is to describe the attitudes towards the reverse mortgage (RM) as one of the options for … that the representatives of households present a very low level of awareness and knowledge of the reverse mortgage and …

The article presents an outline of the principles for granting reverse mortgage loans by banks and other credit … is not to offer a detailed analysis and assessment of the solutions adopted in the new Reverse Mortgage Act, but rather … lifetime annuities, which can in practice distort and subvert the purposes for which the Reverse Mortgage Act was adopted …